Self Employed : Self Cert Mortgages 

From

HOMESAVERS MORTGAGES

of your income in the form of accounts or pay slips.

If you have income you can't prove whether employed or self employed you declare that income on the application form and sign to say it is correct.

With some lenders you simply sign to say you can afford the mortgage. 

With true self certification no checks will be made on your income.

Self certification mortgages are ideal for people that cannot or do not wish to provide proof of income

Due to this type of mortgage, the lender almost always requires a higher deposit, which usually means you would commonly get a 75% loan, but we can normally offer a 90% loan.

Cash flow a problem? - Some lenders offer self certification mortgages with payment holidays and the facility to pay more when you can.

But the wrong self certification mortgage can cost you more ££,£££’s than it should and independent impartial advice is essential.

We are qualified independent mortgage advisors that can be trusted to give you that independent impartial advice.

Why Self Certification Mortgages from Homesavers Mortgages?

There are lots of great deals on self certification mortgages in the uk and Homesavers Mortgages have them ALL, we have:

• Access to ‘all’ self certification mortgages in the uk

• Every known special offer on self certification mortgages in the uk

• Every latest deal available on self certification mortgages in the uk

• Plus exclusive deals through the many mortgage clubs we subscribe to

Every month we help hundreds of people, just like you find their perfect mortgage.  Find out why so many people put their trust in Homesavers Mortgages.

Note: If you are self employed and you have more than two or three years worth of accounts you should be able to apply for a standard mortgage.