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Standard Variable Rate Mortgages

With a standard variable rate mortgage your payments move up or down at the lenders discretion. The lender may not reduce, or may delay reducing their variable rate even if the Bank of England Base Rate goes down.

Advantage with variable mortgages are:

• You are in control. You can usually pay back extra amounts (and cut your interest costs) without a penalty.
• Usually no early redemption penalties

Disadvantage with variable mortgages are:

• The unpredictability of interest rates makes it hard to budget.
• It moves with interest rates. So if the lender decides to increase the rate your monthly payments will increase.

We are qualified independent mortgage advisors that can be trusted to give you that independent impartial advice.

Why Standard Variable Mortgages from Homesavers Mortgages?

• Access to variable rate mortgages throughout the UK
• Plus exclusive deals through the many mortgage clubs we subscribe to

Every month we help people, just like you, find their perfect mortgage. Find out why so many people put their trust in Homesavers Mortgages.

Your home is at risk if you do not keep up with payments on your mortgage or other loans secured on it.
Depending on your circumstances, a fee of £95 or 1% of the mortgage amount may be charged upon completion