Fixed Rate Mortgages

With fixed rate mortgages your monthly payments are set at a certain level for an agreed period. At the end of the period, they will usually switch to the lenders standard variable rate.

Advantage with fixed rate mortgages are:

  • Knowing your payments each month, allows you to accurately budget for your mortgage.
  • Your payments will the same within the fixed rate period even if interest rates go up

Disadvantage with fixed rate mortgages are:

  • You may not be able to make overpayments above an agreed limit or pay off the loan without penalties.
  • If rates go down, you will not benefit, Your payments will stay at the higher rate.

We are qualified independent mortgage advisors that can be trusted to give you that independent impartial advice.

Why Fixed Rate Mortgages from Homesavers Mortgages?

  • Access to fixed rate mortgages throughout the UK
  • Plus exclusive deals through the many mortgage clubs we subscribe to

 

Every month we help people, just like you, find their perfect mortgage. Find out why so many people put their trust in Homesavers Mortgages.

 

What are my options?
1Phone Us

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2Quote Form

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3Call Back

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Your home is at risk if you do not keep up with payments on your mortgage or other loans secured on it.
Depending on your circumstances, a fee of £95 or 1% of the mortgage amount may be charged upon completion